Q.13:- Choose the most appropriate answer.
(i) In a SHG most of the decisions regarding savings and loan activities are taken by
(a)bank
(b) members
(c) non-government organization
(ii) Formal sources of credit does not include
(a) banks
(b) co-operatives
(c) employers
Answer:-
(i)— (b)
(ii)— (c)